Car blog

Keep up to date with the latest news and blogs

16 September 2025

How to Decide Between a New and Used Car

So, you’re on the market for a new car? But, do you go brand spanking new or pre-loved? Deciding on the right car for you...

16 September 2025

What is a Service Schedule, and Why Should You Stick to it?

So, you’ve got your next car with Concept Car Credit…but what now? Whether you’re driving for long distances or just to the shops and back,...

26 August 2025

What is Hire Purchase (HP) and how does it work?

If you’re new to car finance, you might be looking at ways to purchase a car without the lump sum. Hire purchase (HP) is a...

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1 September 2022

Pay As You Go Car: is it the future of car finance?

The car finance industry may well be in its most innovative phase ever. Over the past decade, it has completely revolutionised the way we buy cars and what we can afford. In a long string...

31 August 2022

Can someone take over your car payments?

Are you finding it hard to pay your monthly car loan instalments? Perhaps you've thought about asking someone else to chip in. Wouldn't it be great if a friend or relative could take over your...

2 August 2022

How to best apply for a car loan – don’t make these mistakes!

Are you about to apply for a car loan? Worried you may not be successful? Imagine the following scenario for a second: You walk into a dealership. Your gait is confident, there's a smile on...

26 July 2022

Voluntary Repossession / Kicking the Trade: The Ugly Truth

Cars are constantly getting more expensive. But we still need to drive. Combine these two facts and you've got a recipe for disaster. Car prices in the UK have risen pretty much in step with...

25 July 2022

It’s true: Car finance is better than a bank loan! 

You may have read or heard somewhere that taking out a bank loan is ideal when buying a car. That it beats most other financing options in terms of cost and flexibility. You may also...

25 July 2022

What are the best bad finance car brands?

If you have enough money on the bank, buying a car is fun. If you have to make ends meet, however, it's hard. Suddenly, what you want or need hardly matters anymore. All that matters...

3 May 2022

Can I get car finance if I’m over 50? What about insurance?

Are you over 50 and afraid that you won't be able to secure car finance? Then we've got good news for you. Your age should, generally speaking, not be a reason not to get approved....

11 April 2022

What to look for in a commuter car – and how to finance it

Are you looking to finance a commuter car? If so, you may have many questions: What should you look for? What makes a particular brand a better choice than another? Which are the cheapest to...

17 March 2022

How to get a car with no money

You don't have any money but you want to buy a car? Some might say that's an impossible mission. After all: You can not buy anything without paying for it. And last time we checked,...