Need a car? Good or bad credit?
available 320 cars
Search Inventory
Have a Questions? Call Today!
Concept celebrates selling it’s 26,000th car during 2021!
BEST FROM THE CONCEPT CAR CREDIT BLOG
Low repayments
At Concept Car Credit, we don’t want to see you fail, but succeed. We’ll find a solution – even if you’ve had financial difficulties in the past.
We offer flexible terms, attractive rates and monthly payment targets you can actually meet. You may not even have to go through the ordeal of a credit check.
Apply now. Your chances have never been better.
Easy Financing
Applying for a loan with us is straight-forward. Forget about cumbersome conversations with bank managers and getting your paperwork ready.
Just fill out our online application form and we’ll get back to you with an offer that’s tailored to your needs. You won’t believe how easy car finance can be. You could literally be behind the wheel again within hours.
Find out more about our used car and finance deals.
Concept Car Credit is a credit broker, not a lender. Our rates start from 5.9% APR. The rate you are offered will depend on your individual circumstances.
Representative Example:
Borrowing £6,000 with a £300 deposit over 48 months with a representative APR of 12%, the amount payable would be £150.10 a month, with a total cost of credit of £1,504.80 and a total amount payable of £7,504.80
Car Loan Calculator
Monthly Payment
Total Interest Payment
Total Amount to Pay