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Looking for car finance? Drive away today!

  • Bad credit?
  • Good Credit?

We offer quality used cars and specialist finance packages to suit your individual needs.

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You could be driving this today!
Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. Representative Example: Borrowing £8,500 over 60 months with a representative APR of 19.9%, the amount payable would be £217 a month, with a total cost of credit of £4,530 and a total amount payable of £13,030. We may receive a commission for placing your finance with one of our lenders.

Need a car?
Good or bad credit?

We offer quality used cars and specialist finance packages to suit your individual needs.

205 cars

currently available

We Supply a Range of Makes and Modelss

Choose the car type your looking for below to see available option and costss

Audi
Audi

Selected Models

Audi
BMW

Selected Models

Audi
Fiat

Selected Models

Audi
Ford

Selected Models

Audi
Mercedes

Selected Models

Audi
Mini

Selected Models

Audi
Vauxhall

Selected Models

Audi
Volkswagen

Selected Models

Why Choose Concept Car Credit

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Financing Made Easy

Our stress-free finance department will find a repayment plan to suit your needs.

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wide range of brands

You choose from a great selection of popular makes and models that you can drive away the same day!

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Trusted By Thousands

Concept Car Credit has been trading for more than 16 years and helped 26,000+ customers to a newer, better car.

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Fully Serviced & Safety Checked

Each car has undergone a thorough vehicle inspection by our experienced and skilled technicians for your peace of mind.

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Welcome to the World of concept car credit

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Concept Car Credit is a family run business, established since 2004. We aim to put you in the driving seat and are currently working alongside 9 different lenders waiting for your finance application. We are specialists in providing car finance and offer a great selection of high quality used vehicles suiting everybody’s budget.

Why not call 0800 093 3385, make an appointment and come to see our showroom in Manchester (we are just 5 minutes away from the M60, M61 and M62)

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Request a Call Back

Leave your details and we can call you back at a time that best suits you.

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Apply Online Today

Use our quick and easy online application form to apply for your car Finance today

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Call Us For Expert Advice

If your looking for advice or are unsure on how application process works, please contact us.

Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    In light of the recent FCA announcements regarding discretionary commission arrangements, we would like to reassure and remind our valued customers that Concept Car Credit has never engaged in this practice, so our customers are not impacted by this news.

    Should you have any questions regarding your finance agreement please refer to the FCA consumer web page on this subject (www.fca.org.uk/carfinance)

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