Used SEAT Ibiza On Finance

Whether you want something to whizz to work in or take your family on a trip away, the SEAT Ibiza is the car for you.

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You could drive a SEAT Ibiza away today

Representative Example Of SEAT Ibiza Finance On PCP

This is just a representative example based on a car value of £10,000, zero deposit and 14% APR over a 48 month term. Your actual payments and APR will depend on your individual circumstances.

48 monthly payments of
£273.26

Breakdown

  • Vehicle Price: £10000.00
  • Deposit: £0.00
  • Amount to Finance: £10000.00
  • APR: 14.0%
  • Option-to-purchase fee: £10
  • Total Cost of Credit: £3126.71
  • Total Repayable: £13126.71

Used Seat Ibiza Cars for sale on finance

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SEAT IBIZA HATCHBACK 1.0 SE TECHNOLOGY 5DR

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Used SEAT Ibiza on finance

Looking for the perfect all-rounder car?

Whether you want something to whiz to work in or take your family on a trip away, the SEAT Ibiza is the car for you.

Apply for car finance at Concept Car Credit today!

We have a range of SEAT Ibiza models available, so we’re sure you’ll find just what you need with us.

Used SEAT Ibiza on Finance - Concept Car Credit

Features of SEAT Ibiza cars

Small but mighty, the SEAT Ibiza isn’t short of modern technology to take each drive to the next level.

From keyless entry and cruise control to rear parking sensors and automatic headlights, you can drive with the knowledge that your safety is a priority with the SEAT Ibiza.

Stay connected with Android Auto, Apple CarPlay, the touchscreen, and the digital cockpit featured in the SEAT Ibiza FR and SEAT Ibiza XCELLENCE. And, with included safety features like front parking sensors and a rear view camera, you can enjoy a safe and comfortable ride.

The spacious interior means you can fit a small family and adults without it being a squeeze. And, with enough boot space for everything you need and more, you’ll be well equipped for the daily demands – or pop down the rear seats for that extra space.

Used SEAT Ibiza on Finance - Concept Car Credit

Choose from a wide range of SEAT Ibiza models

SEAT Ibiza SE

The entry point range, with 16-inch alloy wheels, cruise control as standard. A well equipped starting point for drivers who want a dependable drive without paying over the odds.

SEAT Ibiza SE Technology

Upgrade to a 9.2 inch touchscreen syncing your navigation, calls and music in one place. An ideal option for drivers who want better usability day-to-day without opting for a sportier style.

SEAT Ibiza FR First Edition

Sporter styling including darkened mirrors, sharper bumpers and 17-inch alloys that goes beyond the standard range. Great for drivers who want a more visually appealing vehicle without going to the top of the range.

SEAT Ibiza FR Sport

18-inch performance machined alloy wheels and Nuance upholstery along with sport suspension and the range’s most powerful engine, a DSG automatic gearbox, bucket seats and a perforated leather steering wheel.

Used SEAT Ibiza on Finance - Concept Car Credit

Are used SEAT Ibiza cars on finance worth it?

If you’re looking at a SEAT Ibiza for sale, but don’t want to be out of pocket after the large lump sum, consider financing your next car.

Our flexible finance plans allow you to spread the cost depending on your budget, lifestyle and your chosen car from the SEAT Ibiza range. From the SEAT Ibiza XCELLENCE Lux to the SEAT Ibiza SE Technology, you’ll be spoilt for choice when you shop with us.

Depending on what payment plan you opt for, there’s an optional final payment to make the car yours, or you can trade it in for a different model if you fancy a change.

Looking at other models? Browse our full range of used seat on finance.

Used SEAT Ibiza on Finance - Concept Car Credit

Get your used SEAT Ibiza on PCP financing

We offer Personal Contract Purchase agreements as finance for your used SEAT Ibiza, which provides a number of benefits to you compared to other options like Hire Purchase.

Lower monthly payments

PCP tends to give you lower monthly payments on your agreement compared to other options, with a final balloon payment at the end as optional.

More options at the end of your term

When you reach the end of your current deal, you can give the car back with no further costs, pay the final optional balloon payment and own your car outright, or use the equity you’ve built up as a deposit on a new car.

Quality car

Why buy your SEAT Ibiza from Concept Car Credit?

Full car inspections and safety checks

Our expert mechanics carry out thorough inspections on all SEAT Ibiza models, including ensuring they have a current MOT, before they reach our showroom.

Decision in under an hour

Our efficient application process means you can be ready to drive away your used SEAT Ibiza within an hour of completing your application if you’re approved.

Specialists in bad credit car finance

We work with a specialist panel of lenders who work with people with bad, very bad or none existing credit scores, including those with CCJs, IVAs or who’ve been declared bankrupt.

No and low deposit options

You always have the option of putting down a deposit on your used SEAT Ibiza to lower your car costs, but if that’s not feasible we also have a range of low deposit options and offer car finance with no deposit when needed.

FCA approved

We’re an FCA approved broker (not a lender) and have worked with over 30,000 people to get finance on a used car, even if they’ve had poor credit in the past.

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Get a used SEAT Ibiza at a price you can afford

Like what you hear?

Apply for finance online today for an invite to our Manchester showroom and drive off in a used SEAT Ibiza in less than an hour!

Frequently Asked Questions

Is the SEAT Ibiza reliable?

SEAT Ibiza models are highly reliable with a five-star safety rating.

And, if anything does go wrong, spare parts are easy to come by and easy to fit – you can always rely on a SEAT Ibiza.

Who is the SEAT Ibiza range suitable for?

In general, SEAT Ibiza cars are best for those needing a practical car to get to and from work, but won’t be caught short on longer journeys.

However, there’s a whole host of SEAT Ibiza trim levels available. Some are for drivers who prefer a sportier feel, those who want a more powerful engine, or parents needing more space for the family.

Need more space? See our used seat leon on finance deals.

Here at Concept Car Credit, we have classics like the SEAT Ibiza FR Sport trim, SEAT Ibiza XCELLENCE Lux and the SEAT Ibiza SE.

To find out more about our SEAT Ibiza options and test drive one for yourself, apply online to organise an appointment at our showroom.

How much does a SEAT Ibiza cost?

SEAT Ibiza cars are known for being on the more affordable end of the car world.

With impressive fuel economy and a low insurance group, this model is a prime example of affordable luxury.

But if you want to make it even cheaper, opt for used Seat Ibiza cars on finance.

You still get all the benefits of a brand-new model, without the eye-watering cost.

Get in touch today to learn more about our available finance plans and payment options.

Can I get a SEAT Ibiza on finance with bad credit?

Yes, we specialise in bad credit car finance and have helped more than 30,000 who’ve been rejected elsewhere. Whatever your credit score, check your eligibility online today.

Am I eligible to apply for car finance for a SEAT Ibiza?

You can apply for bad credit car finance for your SEAT Ibiza if:

  • You’re 18 or over
  • Hold a valid UK driving licence
  • Have been a UK resident for at least three years
  • Have a valid income level (can include income from benefits)

WIll applying for SEAT Ibiza car finance impact my credit score?

Not immediately. When we check your eligibility we run a soft search on your file, which doesn’t impact your score or show up on your history. We only use a hard search (which does show up on your file) when you’ve confirmed an agreement with one of our lenders.

Can I part exchange my existing car for a used SEAT Ibiza?

Yes, we accept part exchanges on deals for our used SEAT Ibiza range. Just get in touch to arrange a visit to our Manchester showroom and one of our experienced mechanics will inspect your vehicle.

What is the SEAT Ibiza like to drive day to day?

A turbocharged 1.0 litre engine makes the SEAT Ibiza efficient to run on a daily basis and depending on the engine you choose, you can expect decent fuel economy ranging from around 45mpg to low 70s mpg.

How much space does the SEAT Ibiza have?

You get a boot space of 355-litres, which is more than enough for the average weekly shop or a couple of larger suitcases.

Apply for your used car finance today

Use our car loan calculator to give you a better indication of how your payments will look.

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