We offer quality used cars and specialist finance packages to suit your individual needs.
Applying today doesn't impact your credit. Concept Car Credit is a credit broker, not a lender.
There’s no denying the status of Mini and the models they’ve created over the years. However, there’s one in particular that remains on top in terms of sales, and that’s the Mini Cooper.
Known for being reliable, affordable, stylish, and let’s not forget the qualities that provide a great driving experience, you can’t go wrong with a Mini Cooper.
While the classic embodies everything that’s British, the Mini John Cooper Works models come with more powerful engines, giving drivers that extra oomph on the road.
While you may want to be the first owner of a Mini Cooper, pre-loved models still hold the charm of new Minis – especially when you choose Concept Car Credit for your finance deals.
Since 2017, we have spent over £1 million reconditioning cars to ensure they not only look like they’re fresh off the production line but that they run like they are, too. Here at Concept Car Credit, we complete safety tests, a full checkup and an up-to-date MOT for all our cars before we make them available in our showroom.
From the high-quality interior materials to the distinctive bodywork, you won’t even notice that our used Mini cars have been driven before!
Don’t think you’ll be restricted by choice when you choose finance, here at Concept Car Credit, we have a range of popular Mini models at our showroom, including:
Or, you can stick to the classic Mini Cooper for a reliable drive and a chic style you’ll never get bored of.
We also have petrol, diesel engines, or plug-in hybrid models – whatever your preference, we have the Mini model for you.
Opting for brand-new cars for sale is a great option, but the large one-off payment can be daunting and not the most financially viable choice for customers.
Concept Car Credit is not a lender. We organise flexible finance options for a variety of used cars, with independent financial advice from our experienced team of advisors and no excess mileage charge.
When it comes to financing a Mini, hire purchase (HP) and personal contract purchase (PCP) options are perfect for those who want to get behind the wheel of their dream car, through low monthly payments.
And the best part is, that fixed monthly payments won’t hold you back when you choose us. If your budget changes at any point, let us know and we’ll tweak your plan to suit your needs.
If you’re looking for a range of used Minis on finance plans you can afford, you’re in the right place.
We have a range of the most popular Mini models available to test drive today!
And the best part is, we won’t discriminate based on your credit history. Even if you’ve had credit issues in the past, we’ll work with you to put a finance plan in place that meets your budget and lifestyle.
Once approved (which often happens in less than 60 minutes), you can drive off or get your used Mini Cooper delivered to you on the same day.
Call us or apply online today for an invite to our Manchester showroom.
Reliability usually takes the top spot of concerns when looking for a new car.
Luckily, Mini Coopers score pretty high in reliability and safety tests, giving you the peace of mind that you and all passengers will be safe and sound on every journey.
But, what’s more?
The expert mini technicians here at Concept Car Credit provide a full-service and MOT on the car to make sure only genuine Mini parts are in the car, all documentation is correct, and nothing has been tampered with by previous owners.
To learn more about the benefits of choosing a Mini Cooper, contact our expert team today.
Of course!
We specialise in getting as many people as possible behind the wheel of their favourite car, regardless of their credit history.
We work with specialised lenders to organise a finance plan that meets your every need – we’ll even tweak your payments if anything changes.
To find out more about our flexible finance options, get in touch with Concept Car Credit today.
We like to make things simple here at Concept Car Credit.
Just tell us your budget and chosen car model and we’ll organise a finance plan that suits you in no time – in most cases you’ll be signing on the dotted line under an hour after you apply!
You’ll then be in charge of paying the agreed monthly instalments over a fixed period. But not to worry. If life ever gets in the way, just give us a shout and we’ll tweak your plan to meet your needs – no need to stress about missed payments with us.
Then, when you reach the end of your contract, you can trade your current model in for something else. Or, depending on your budget, you can make an optional final payment to make the car yours (this will be specified in the personal contract purchase or hire purchase agreement provided).
To learn more about getting a used Mini on finance or which finance option is right for you, give us a call today – we’re more than happy to answer your questions and run you through the application process.
Use our car loan calculator to give you a better indication of how your payments will look.
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