• Home
  • Used Fiat On Finance

Used Fiat On Finance

We offer quality used cars and specialist finance packages to suit your individual needs.

You could be driving this today!

Need a car?
Good or bad credit?

Applying today doesn't impact your credit. Concept Car Credit is a credit broker, not a lender.

205 cars

currently available

Used Fiat Cars

Our Top Picks

FIAT 500 1.2 (69bhp) POP STAR (s/s) Hatchback 3d 1242cc

Used Fiat on finance

It’s only natural to want a reliable car that can meet the demands of daily life and more. And, Fiat promises just that.

Famous for its Italian flair, Fiat cars are perfect if you’re looking for a stylish city car with a bit of an edge. While the ever-so-cute Fiat 500 is perfect as a first car, we also have larger models that can fit the full family and more – whatever you need, Concept Car Credit has it.

The chic designs of Fiat cars offer a comfortable drive you can rely on for everything from quick trips to longer journeys.
By opting for a used Fiat on finance, you get all the benefits of driving a model from a famous manufacturer without the daunting upfront cost.

Apply online today!

quality car

Benefits of finance

Pre-loved models are often overlooked, but they’re a cost-effective way of getting behind the wheel of your dream car.

You’ll still get all the features of a brand-new Fiat, including a touchscreen infotainment system, rear lights, Apple Carplay, and many more, without having to break the bank. Instead, you can split the total cost over a period of time that suits you and your budget.

Here at Concept Car Credit, we have a range of used Fiat cars – including the Fiat 500 and Fiat Tipo. Whatever your driving needs and preferences, we have the car model for you.

Safety comes first here at Concept Car Credit. Which is why we conduct a full MOT, complete checkup and safety tests, to ensure you can drive off in the confidence the model is fully registered – with all requirements completed to the highest standards.


Available in both petrol and diesel engines, Fiat cars are known for their great fuel efficiency, making them great value for money. When you choose a used Fiat car, you won't have to stress about running costs - just an affordable car you can rely on.

Modern Style

With so many models available, you can choose from one that's perfect for city driving, a family-friendly hatchback or a simple and spacious design. Above all, Fiats are compact, stylish, and fuel-efficient, making navigating urban landscapes a breeze.

With us, car finance is easy, and our selection of reliable cars means you’re guaranteed a smooth ride wherever the destination.


Get the iconic car with Concept Car Credit

Looking for a car that ticks all the boxes? Concept Car Credit is here to help.

Whether you’re looking for a model just for you, or a car that’s fit for all the family, we have a range of Fiat cars ready for you to test drive today.

With a quick turnaround, you can drive off in your dream car quicker than you think. All you need to do is call us on 0800 093 3385 or apply online and we’ll get back to you as soon as possible with an invitation to our Manchester showroom.

Frequently asked questions

How much does a used Fiat on finance cost?

The price you’ll pay to purchase a Fiat on finance can vary depending on the age, model, condition and mileage of the vehicle – not to mention your credit rating.

For example, newer cars tend to have a higher RRP than equivalent used models which have already depreciated.

Those with more miles on the clock are usually older and cheaper to buy, but they will likely be more expensive to maintain and repair. And as mileage increases, so does wear and tear.

Here at Concept Car Credit, our current rates start from 12% APR and we recondition all of the vehicles at our showroom – providing you with the best used Fiat models at the most reasonable prices.

Although most lenders will offer favourable terms to customers with a good credit history, we can help you secure the best finance deal, even if you have had poor credit in the past.

Why not speak to the team today? Discuss your financial circumstances with our motoring experts and find out how much you can expect to pay for a used Fiat on finance.

How do I apply for Fiat finance?

As long as you are over the age of 21, a UK resident and hold a full UK driving licence, there are two ways you can apply for a used Fiat on finance with Concept Car Credit.

You can either call 0800 093 3385 and discuss your details and individual circumstances with a friendly member of our sales team. Or you can apply online by filling out the short application form in your own time.

Once your application has been finalised and passed on to our extensive panel of lenders, a decision will be made – usually within the hour.

If approved, we’ll invite you to visit our showroom in Radcliffe, Manchester, where you can take a closer look at the top-quality used Fiat models we have in stock. If you’ve already spotted your dream Fiat on our car finance showroom, this is no problem – let us know and we can arrange delivery for a time that best suits you.

What do I need to bring when buying a Fiat on finance?

Before you can drive your financed car away on the day, there are a few things you’ll need to bring to our dealership – including proof of identity, proof of income and proof of address.

This typically includes a valid driving licence (including the counterpart), as a copy will need to be made with the photo, name, address, date and place of birth and licence number clearly visible.

A utility bill (dated within the last three months) will also be required to show evidence of your current address – proving that you’re a UK resident.

Most lenders will also ask you to provide at least 3 payslips or bank statements as proof of income. This will show that you can afford your monthly payments.

If you’ll be part-exchanging your current car for a used Fiat on finance, you must remember to bring the documents for your old car, including the V5 registration document (logbook), current MOT certificate and spare keys.

Where applicable, you must also provide the vehicle’s full-service history and locking wheel nut key.

For more information about financing a used Fiat from Concept Car Credit, talk to the team.

Browse by popular models

See below the range of popular models

Online Application

Use our car loan calculator to give you a better indication of how your payments will look.


    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We typically receive a commission for placing your finance with one of our lenders’.


    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We typically receive a commission for placing your finance with one of our lenders’.

    Weighing the Pros and Cons: Financing a Car with Bad Credit

    10 January 2024

    Weighing the Pros and Cons: Financing a Car with Bad Credit

    The title to this article may be confusing. Bad credit, for many UK drivers, is an issue. How can there be positive aspects to financing a car with it, then? And yes, it is true:...

    Covid & car prices: You won’t believe the effects!

    10 January 2024

    Covid & car prices: You won’t believe the effects!

    When it comes to the Covid pandemic and the car industry, things can get confusing. Consider this: The way it looks, car prices have actually risen over the past year. Does that sound unlikely to...

    You will never be able to afford an electric car!

    10 January 2024

    You will never be able to afford an electric car!

    Are you worried you'll never be able to buy an electric vehicle? You should be. Now the government have announced plans to ban petrol and diesel cars from UK roads, we'll all have to take...