Used Fiat On Finance

The price you’ll pay to purchase a Fiat on finance can vary depending on the age, model, condition and mileage of the vehicle – not to mention your credit rating.

For example, newer cars tend to have a higher RRP than equivalent used models which have already depreciated.

Those with more miles on the clock are usually older and cheaper to buy, but they will likely be more expensive to maintain and repair. And as mileage increases, so does wear and tear.

Here at Concept Car Credit, our current rates start from 12% APR and we recondition all of the vehicles at our showroom – providing you with the best used Fiat models at the most reasonable prices.

Although most lenders will offer favourable terms to customers with a good credit history, we can help you secure the best finance deal, even if you have had poor credit in the past.

Why not speak to the team today? Discuss your financial circumstances with our motoring experts and find out how much you can expect to pay for a used Fiat on finance.

As long as you are over the age of 21, a UK resident and hold a full UK driving licence, there are two ways you can apply for a used Fiat on finance with Concept Car Credit.

You can either call 0800 093 3385 and discuss your details and individual circumstances with a friendly member of our sales team. Or you can apply online by filling out the short application form in your own time.

Once your application has been finalised and passed on to our extensive panel of lenders, a decision will be made – usually within the hour.

If approved, we’ll invite you to visit our showroom in Radcliffe, Manchester, where you can take a closer look at the top-quality used Fiat models we have in stock. If you’ve already spotted your dream Fiat on our car finance showroom, this is no problem – let us know and we can arrange delivery for a time that best suits you.

Before you can drive your financed car away on the day, there are a few things you’ll need to bring to our dealership – including proof of identity, proof of income and proof of address.

This typically includes a valid driving licence (including the counterpart), as a copy will need to be made with the photo, name, address, date and place of birth and licence number clearly visible.

A utility bill (dated within the last three months) will also be required to show evidence of your current address – proving that you’re a UK resident.

Most lenders will also ask you to provide at least 3 payslips or bank statements as proof of income. This will show that you can afford your monthly payments.

If you’ll be part-exchanging your current car for a used Fiat on finance, you must remember to bring the documents for your old car, including the V5 registration document (logbook), current MOT certificate and spare keys.

Where applicable, you must also provide the vehicle’s full-service history and locking wheel nut key.

For more information about financing a used Fiat from Concept Car Credit, talk to the team.

For the most part, yes, which is what makes them popular as cars for new drivers or students.

Fiat’s smaller models in particular are built to keep fuel, insurance and your tax costs low. The exact running costs will depend on the model, engine and year you choose, along with your driving style.

Typically yes. The 500 especially usually sits in one of the lower insurance groups. You own premium will depend on your circumstances including your age, location and driving history.

Often yes. We assess what you can afford now across our panel of nine specialist lenders. We don’t just reject your application outright because you’ve had a less than perfect financial history. As a credit broker, we can never guarantee you’ll be approved, but having a poor rating doesn’t rule you out.

No. We offer both low and 0% deposit options on all Fiat’s. A larger deposit will reduce your monthly payments, so it’s worth checking both options on our finance calculator to see which best suits your budget.