Car blog

Keep up to date with the latest news and blogs

15 May 2025

HP vs PCP: Which Car Financing Option Is Best for You?

So, you’ve found the car you want to buy, but now you need to decide how you want to pay for it.  Do you pay...

18 April 2025

5 Essential Car Maintenance Tips for First-Time Drivers

Congratulations! You're now the proud owner of a car! While you'll have a newfound sense of freedom to enjoy, don't overlook the responsibility that comes...

14 April 2025

The Ultimate Guide to Understanding Car Financing Terms

Buying a car is a huge financial decision, with many choosing to get behind the wheel with car finance deals.  Navigating the world of car...

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18 August 2023

How to Negotiate Car Financing with a Low Credit Score

Negotiating car financing with a low credit score can be challenging. Lenders consider credit scores as an indicator of your creditworthiness. A low credit score suggests a higher risk of defaulting on loan payments. As...

14 August 2023

Concept Car Credit’s 2023 Guide to EV Financing

Electric cars used to be the stuff of science fiction movies. Now, they are a reality. EVs are all around us and as of 2030, they will be the only new models available to buy...

9 August 2023

A Guide to Understanding Interest Rates for Poor Credit Car Loans

Ultimately, car finance always comes down to interest rates. You can haggle for a better purchase price, try to get the best conditions, and spend days working out the best model for you. But interest...

2 August 2023

Are you afraid of bad credit car finance? Here’s why you don’t have to be.

Are you looking for a car credit but can't find a bank that will accept you? Are you considering bad credit car finance but worried that it isn't safe? We know where you're coming from....

5 July 2023

Understanding Your Credit Score: How It Affects Your Car Financing Options

Securing the car of your dreams involves more than just choosing the make and model; it requires a comprehensive understanding of how your credit score influences your car financing options. The interplay between credit score...

25 May 2023

Unlocking a Better APR for Your Car Loan: Insider Tips to Save Money

As interest rates continue to rise, being savvy about your loan terms has never been more crucial. Are you, too, looking to optimise your APR? Then this article is for you. In this comprehensive guide,...

5 December 2022

How often should I check my credit score for free?

By now, you should be well aware that your credit score is pretty important when it comes to car finance. At least, most expert concur a good score can significantly contribute to a successful loan...

14 November 2022

Do you have a thin credit file – and what can you do about it?

The current beauty ideal is being thin. But when it comes to personal finance, the exact reverse is true. A thin credit file is a serious issue for millions of Brits. It can deprive you...

1 November 2022

Bad credit but need a car? Our car finance calculator can help!

Bad credit is not the exception in the UK. It is a daily concern for many households. During the pandemic, the average credit score did rise a bit, as This is Money reported. On the...