We offer quality used cars and specialist finance packages to suit your individual needs.
Applying today doesn't impact your credit. Concept Car Credit is a credit broker, not a lender.
Our Top Picks
Skoda cars are perfect for those on the hunt for a combination of practicality and high-tech features.
While there is a variety to choose from in the range, Skoda models make for a great family car due to their spacious interior and reliable specs.
Producing cars since 1985, Skoda cars offer great value for money – any vehicle you choose from Skoda is sure to be a favourite.
Apply online today to be approved for a finance plan that suits you.
Used cars are often overlooked, but they shouldn’t be.
Just because they're pre-loved, it doesn't mean you won't have access to modern features and all the benefits of a brand-new Skoda model. Since 2017, we have spent over one million pounds reconditioning all of our available cars so they drive like they're straight from the factory. Well-equipped with features like adaptive cruise control, heated seats and wireless charging, Skoda makes sure every drive is an enjoyable one.
If safety is a concern, Skoda models have all passed the Euro NCAP safety tests and include automatic emergency braking and lane-keep assistance, as well as airbags and ISOFIX child seat points.
We have a wide range of models available, including the Skoda Fabia which is perfect for the demands of daily life, while larger models like the Karoq are well-suited for fitting the full family and more for longer journeys.
Getting a car on finance is ideal for you if you need a flexible payment plan you can afford.
For a set fee – which you’ll pay each month – you don’t have to worry about that large one-off sum that comes with getting a new car, just a great car for excellent value for money.
Here at Concept Car Credit, we believe everyone should have the car of their dreams. And, while we do look at credit scores, this won’t hinder your chance of being approved for a finance deal, as we’ll organise a plan that suits your budget and lifestyle.
If life gets in the way, all you have to do is let us know, so we can tweak your payments to a more attainable and affordable structure.
Then, you can choose an optional final payment to make the car yours or swap it for a different model.
Does a used Skoda on finance sound like something you could benefit from?
Our experienced and friendly team have the knowledge to help you learn more about our available models. From the difference between each edition to everything you need to know about finance plans, we’re more than happy to help.
You can apply online or give us a call and we’ll get started organising a used Skoda on a finance plan bespoke to you.
Use our car loan calculator to give you a better indication of how your payments will look.