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Car Finance Manchester

We offer quality used cars and specialist finance packages to suit your individual needs.

Car Finance Specialist for Used Cars Manchester

We have been providing approved used cars and finance to Manchester and the North West for almost a decade. In that time, we have helped thousands of satisfied customers achieve their dream of a newer car, even though many of them have had credit difficulties in the past.

quality car

Why Buy Your New Car From Us?

At Concept Car Credit Ltd, we specialise in used cars from the world’s leading manufacturers, helping our customers throughout the Greater Manchester area to get that new car feeling without overstretching their monthly budget.

Here are a few reasons why choosing Concept Car Credit can transform your car buying experience:

Personalised Finance Solutions

We understand that each customer's financial situation is unique. That's why we offer tailored finance options designed to fit your specific circumstances, ensuring that owning a car is accessible and stress-free.

Free Valuation

We offer a free valuation service to help you make an informed decision about your purchase. This ensures that you get the best part exchange deal for your individual requirements as you consider financing your next car with us.

Commitment to Quality

Every one of our cars for sale in Manchester has passed a rigorous inspection process. This ensures that you drive away with a reliable vehicle that not only meets but exceeds your expectations.

Customer Satisfaction

Our helpful team goes above and beyond to ensure that your experience with us is positive, from the moment you inquire about financing to the day you drive away in your new car.

Experience and Trust

With almost a decade of experience serving Manchester and the North West, we've built a strong reputation for trustworthiness and excellence.


We believe in making car finance as accessible as possible to everyone. Whether you're applying online or visiting our Manchester branch, we've streamlined the car financing process to be simple, quick, and efficient. Most of our customers choose to drive away the same day their finance is approved.

We are committed to helping you achieve your dream of car ownership, regardless of any past credit difficulties you may have had.

Let us help you embark on your used car buying journey with confidence and peace of mind.


Visit Our Manchester Cars Showroom

At Concept Car Credit Ltd, we take pride in creating a hassle-free and enjoyable car buying experience for every customer who walks through our doors.

We invite you to visit our showroom to see our wide selection of quality used cars for sale in Manchester.

Our friendly and knowledgeable staff will be on hand to guide you through the many makes and models we have in stock, helping you to find the perfect car to suit your needs, preferences, and monthly budget.

Apply online today!

Concept Car Credit Ltd Unit E1 Europa Park, Stoneclough Road, Radcliffe, Greater Manchester, M26 1GG Free Phone: 0800 093 3385

Help an outstanding cause.
It’s more than just a car.

Applying today doesn't impact your credit. Concept Car Credit is a credit broker, not a lender.

205 cars

currently available