• Home
  • Used BMW 3 Series On Finance

Used BMW 3 Series On Finance

We offer quality used cars and specialist finance packages to suit your individual needs.

You could be driving this today!

Need a car?
Good or bad credit?

Applying today doesn't impact your credit. Concept Car Credit is a credit broker, not a lender.

205 cars

currently available

Used BMW 3 Series

Our Top Picks

BMW 3 SERIES 2.0TD (150bhp) 318d Sport (s/s) Touring 5d 1995cc Auto
BMW 3 SERIES 2.0TD (163bhp) 320d ED Plus (s/s) Saloon 4d 1995cc
BMW 3 SERIES 2.0TD (163bhp) 320d ED Plus (s/s) Saloon 4d 1995cc Auto
BMW 3 SERIES 2.0TD (184bhp) 320d Sport (s/s) Touring 5d 1995cc

Used BMW 3 Series on finance

If you’re interested in dipping your toes in the BMW range, the 3 series is the perfect place to start.

The sleek design, powerful engine and added features, make sure other drives notice you on the road.

Available in petrol, diesel and plug-in hybrid options, there’s something for everyone with the BMW 3 series.

Check out our flexible finance plans to get behind the wheel of the car of your dreams.

quality car

Is the BMW 3 series a good car?

The BMW 3 series isn’t all just looks, it performs well too!

With included safety features like cruise control, lane departure warning and parking sensors.

If you’re looking for a family car, you’ll be surprised that this car has ample room for the essentials and more. With enough boot space for day-to-day, the rear seats also fold down for more than double the space.

With extra features available like Apple CarPlay, Android Auto and a digital dashboard, you can stay connected at all times.

This rear-wheel drive is available in various models and editions to suit every driver, including the M Sport, M Sport Shadow Edition and SE Pro.

Choose from petrol, plug-in hybrid, or diesel models, and automatic or manual in the BMW 3 Series.

quality car

How to get a BMW 3 series without breaking the bank

New cars are always nice. But are they worth the eye-watering lump sum?

Used cars for sale are a much more affordable option, especially when you get them on a finance plan that suits your budget.

Our used cars are available on a range of plans that take your lifestyle and budget into consideration. Even if you’ve had credit problems in the past, we’ll work with you to make sure you can enjoy the luxury experience of a used BMW.

To keep the cost down further, think about a hybrid option, which has an excellent economy with lower tax and running costs.

quality car

Contact Concept Car Credit today for a used BMW 3 series

Interested in a used BMW 3 series on finance?

You’re in the right place.

Apply online today for an invite to our Manchester showroom to test drive our available models and learn more about getting a used car on finance.

Frequently asked questions

Is the BMW 3 Series on finance expensive?

BMW cars are known for their luxurious interiors and status levels, earning them a pretty big price tag.

However, you don’t need to spend a lot to drive your favourite car from the BMW 3 Series.

By applying for finance with us at Concept Car Credit, we’ll organise a finance plan that matches your current budget and lifestyle. And, if life gets in the way, just let us know and we’ll tweak your payment plan – you never have to worry about missing a payment with us.

What are the benefits of getting a used BMW 3 series compared to a new model?

Used cars are often overlooked, but they’re just as good as a brand-new version.

While they might have a few extra miles on the clock, you’ll still have access to the latest modern features, without the hefty price tag.

Before any cars are handed over to our customers to test drive, they undergo vigorous testing including a full MOT and safety tests to ensure it’s up to scratch. We check the engine, steering system, brakes, tyres, seatbelts, lights, car body structure, exhaust systems and emissions, so you can drive in the confidence your new car is safe to use.

Learn more about our vehicle inspection process.

Is a used BMW 3 series good for families?

The BMW 3 series is perfect for a mid-size family. Not only is it the perfect size, but its included safety features mean you can drive comfortably in the knowledge that the kids are safe in the back.

However, if you need more space, for more family members and the cargo that comes along with it, we recommend taking a look at a larger model.

If you’re looking for a car that’s fit for family use, get in touch with our team and we’ll point you in the right direction.

Online Application

Use our car loan calculator to give you a better indication of how your payments will look.


    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:


    Weighing the Pros and Cons: Financing a Car with Bad Credit

    10 January 2024

    Weighing the Pros and Cons: Financing a Car with Bad Credit

    The title to this article may be confusing. Bad credit, for many UK drivers, is an issue. How can there be positive aspects to financing a car with it, then? And yes, it is true:...

    Covid & car prices: You won’t believe the effects!

    10 January 2024

    Covid & car prices: You won’t believe the effects!

    When it comes to the Covid pandemic and the car industry, things can get confusing. Consider this: The way it looks, car prices have actually risen over the past year. Does that sound unlikely to...

    You will never be able to afford an electric car!

    10 January 2024

    You will never be able to afford an electric car!

    Are you worried you'll never be able to buy an electric vehicle? You should be. Now the government have announced plans to ban petrol and diesel cars from UK roads, we'll all have to take...