Car blog

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26 August 2025

What is Hire Purchase (HP) and how does it work?

If you’re new to car finance, you might be looking at ways to purchase a car without the lump sum. Hire purchase (HP) is a...

18 August 2025

Can you get car finance without a driving licence?

Whether you’re learning how to drive or simply figuring out your options, you’ve probably been wondering how car financing works without a full driving licence. ...

24 July 2025

Should You Buy or Lease Your Next Vehicle?

So, you’ve found the car you want. You know what air freshener to get, and you know it’ll get you where you need to be...

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26 August 2025

What is Hire Purchase (HP) and how does it work?

If you’re new to car finance, you might be looking at ways to purchase a car without the lump sum. Hire purchase (HP) is a great way to finance a vehicle.  But what is it...

18 August 2025

Can you get car finance without a driving licence?

Whether you’re learning how to drive or simply figuring out your options, you’ve probably been wondering how car financing works without a full driving licence.  It’s a question we’ve been asked frequently here at Concept...

15 May 2025

HP vs PCP: Which Car Financing Option Is Best for You?

So, you’ve found the car you want to buy, but now you need to decide how you want to pay for it.  Do you pay in one lump sum? Or does spreading the cost sound...

14 April 2025

The Ultimate Guide to Understanding Car Financing Terms

Buying a car is a huge financial decision, with many choosing to get behind the wheel with car finance deals.  Navigating the world of car loans can be a complex one. With so much industry-specific...

3 March 2025

The Differences Between Comprehensive and Third-Party Insurance Explained

The world of car insurance can be a complicated one. With so many variations, payment options, and coverage types, it can be hard to gauge which one is right for you.  In this blog, we’ll...

26 February 2025

What Documents Do You Need to Apply for Car Financing?

2024 was an outstanding year for us here at Concept Car Credit. We’ve had the privilege of helping thousands of our amazing customers drive away in quality used cars, all on finance plans that fit...

10 January 2024

Weighing the Pros and Cons: Financing a Car with Bad Credit

The title to this article may be confusing. Bad credit, for many UK drivers, is an issue. How can there be positive aspects to financing a car with it, then? And yes, it is true:...

27 December 2023

What To Look For In A Car Dealership That Offers EV Car Financing For Bad Credit

We’ve been blogging about electric vehicles for quite some time. But never have the signs of change been clearer. More and more UK drivers are making the switch to EVs and manufacturers are ramping up...

21 December 2023

How To Negotiate EV Car Financing With A Low Credit Score

We’ve been blogging about electric vehicles for quite some time. But never have the signs of change been clearer. More and more UK drivers are making the switch to EVs and manufacturers are ramping up...