If you're based in York and need car finance but have concerns about your credit, we're're here to help. Our process is simple, fast, and designed to give everyone, regardless of credit history, a chance to get behind the wheel of their ideal car.
Car finance in York is far more accessible than many people with poor credit expect.
Our lender network supports York applicants with CCJs, defaults, missed payments, or limited credit history.
Experience a simple application process and secure car finance in York.
Our approachable finance team will guide you towards a repayment plan that works best for you.
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Select from our extensive range of cars and drive yours away today.
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Over 20 years and 30,000 happy customers later, we continue to make it easy to drive a better car.
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Every vehicle is carefully inspected by our experienced technicians to ensure it meets our high standards.
Find Out MoreUse our car loan calculator to give you a better indication of how your payments will look.
Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.
Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.