Apply Online for Poor Credit Car Finance in York

If you're based in York and need car finance but have concerns about your credit, we're're here to help. Our process is simple, fast, and designed to give everyone, regardless of credit history, a chance to get behind the wheel of their ideal car.

58 miles from our Manchester showroom

Why Car Finance in York is Easy to Access

Car finance in York is far more accessible than many people with poor credit expect.

Our lender network supports York applicants with CCJs, defaults, missed payments, or limited credit history.

Experience a simple application process and secure car finance in York.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Finance Without the Fuss

Our approachable finance team will guide you towards a repayment plan that works best for you.

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Plenty of brands on offer

Select from our extensive range of cars and drive yours away today.

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Chosen by Happy Customers

Over 20 years and 30,000 happy customers later, we continue to make it easy to drive a better car.

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Ready for the Road: Serviced & Safe

Every vehicle is carefully inspected by our experienced technicians to ensure it meets our high standards.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.