Second Chance Car Finance in York

If you're looking for car finance in York, we offer flexible options tailored to your individual needs. Our goal is to provide an easy, fast, and affordable way to get behind the wheel, no matter your credit history.

58 miles from our Manchester showroom

Why Choose Car Finance in York?

If you've faced financial difficulties, car finance in York can still be within reach.

We make navigating car finance easier for York residents by offering clear, flexible pathways to approval.

Take control of your car finance journey in York with a quick online application.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Financing the Easy Way

Our customer-focused finance team will create a repayment plan designed around you.

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A great mix of brands

Find the car you've been looking for from our popular models and take it home today.

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Loved by Drivers Nationwide

Helping thousands of UK drivers every year, Concept Car Credit has been a trusted name for over 20 years.

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Fully Checked, Fully Serviced

Every vehicle is carefully inspected by our experienced technicians to ensure it meets our high standards.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.