Fast Approval Bad Credit Car Finance in York

If you're based in York and need car finance, we provide affordable solutions that work with your financial situation. Our quick and simple application process makes getting car finance easier than ever, even with a less-than-perfect credit score.

58 miles from our Manchester showroom

Why Choose Car Finance in York?

If you've faced financial difficulties, car finance in York can still be within reach.

Our approach makes car finance more accessible to those in York who have struggled with repayments before.

Take the first step toward affordable car finance in York by applying now.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Finance Without the Fuss

Our approachable finance team will guide you towards a repayment plan that works best for you.

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Plenty of brands on offer

We offer a fantastic choice of popular makes and models, all available for same-day collection.

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Your Trusted Car Experts

Over 20 years and 30,000 happy customers later, we continue to make it easy to drive a better car.

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Fully Checked, Fully Serviced

Our experienced technicians carry out thorough checks on every car for your peace of mind.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.