Finding car finance in can be challenging, especially if you have a poor credit history. However, we're here to help you get the car you need with flexible terms and fast decisions. Whether you've had previous financial issues or are simply looking for a better deal, Concept Car Credit offers car finance options to suit all needs.
Poor credit is no barrier to exploring car finance options in .
We partner with trusted lenders that make car finance more accessible for people in with credit challenges.
Start your application now and move closer to car finance approval in .
Our dedicated finance department will sort a repayment plan customised to your preferences.
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Choose from a wide range of popular makes and models and drive away today!
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With over 20 years in the industry, we've guided more than 30,000 customers into cars they're proud to drive.
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Every vehicle is carefully inspected by our experienced technicians to ensure it meets our high standards.
Find Out MoreUse our car loan calculator to give you a better indication of how your payments will look.
Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.
Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.