Second Chance Car Finance in Worthing

If you're looking for car finance in Worthing, we offer flexible options tailored to your individual needs. Our goal is to provide an easy, fast, and affordable way to get behind the wheel, no matter your credit history.

200 miles from our Manchester showroom

Car Finance in Worthing Made Easy

Car finance in Worthing remains accessible to applicants with a range of credit backgrounds.

Our lender network supports Worthing applicants with CCJs, defaults, missed payments, or limited credit history.

Apply in minutes and discover practical car finance solutions in Worthing.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Finance, Simplified

Our hassle-free finance team will arrange a repayment plan that suits your needs.

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Lots of brands to choose from

Find the car you've been looking for from our popular models and take it home today.

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Your Trusted Car Experts

Trusted for over 20 years, we've helped 30,000+ drivers get into a car that suits them perfectly.

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Ready for the Road: Serviced & Safe

Every vehicle is carefully inspected by our experienced technicians to ensure it meets our high standards.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

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    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.