Fast Approval Bad Credit Car Finance in Wigan

If you need car finance in Wigan but have a poor credit history, we're here to assist. Our flexible lending options cater to all credit backgrounds, and our simple online application ensures a quick decision. Get the vehicle you want today.

17 miles from our Manchester showroom

Car Finance Made Simple in Wigan

Even significant past credit problems don't prevent car finance options being available in Wigan.

Our approach makes car finance more accessible to those in Wigan who have struggled with repayments before.

Take the first step toward affordable car finance in Wigan by applying now.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Finance Without the Fuss

Our finance department keeps things simple, setting up a repayment plan that suits your situation.

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Lots of brands to choose from

Our range of well-loved models is ready for you to take away today.

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Recommended Across the UK

For over 20 years, Concept Car Credit has been helping thousands of customers drive away in a newer, better car.

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Safety Checked for Your Peace of Mind

We ensure every car is fully inspected by our skilled technicians before it leaves the forecourt.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.