Affordable Bad Credit Car Finance in Wigan

Need car finance in Wigan but worried about your credit? At Concept Car Credit, we offer flexible car finance solutions that cater to a variety of credit histories. Our simple online process ensures you get a fast decision, helping you find a car that fits both your needs and budget.

17 miles from our Manchester showroom

Why Car Finance in Wigan is Easy to Access

Car finance in Wigan remains accessible to applicants with a range of credit backgrounds.

We offer structured finance plans aimed at helping Wigan applicants rebuild their credit over time.

Start your application and find a finance plan that works for your situation in Wigan.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Financing the Easy Way

Our efficient finance department will find a repayment solution that matches your circumstances.

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A collection of leading brands

Explore our variety of popular vehicles and leave in your new car today!

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Preferred by Car Buyers UK-Wide

We've spent more than 20 years helping drivers across the UK upgrade to newer, more reliable vehicles.

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Safety and Service Guaranteed

We ensure every car is fully inspected by our skilled technicians before it leaves the forecourt.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.