Bad Credit Car Finance in Whitstable Made Simple

If you're based in Whitstable and need car finance but have concerns about your credit, we're're here to help. Our process is simple, fast, and designed to give everyone, regardless of credit history, a chance to get behind the wheel of their ideal car.

201 miles from our Manchester showroom

Why Car Finance in Whitstable is Easy to Access

Finding car finance in Whitstable doesn't have to feel overwhelming, even if your credit isn't perfect.

We specialise in helping Whitstable drivers find finance solutions that match their financial circumstances.

Explore flexible repayment options and get approved sooner in Whitstable.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Finance Made Simple

Our supportive finance team will work with you to establish a repayment plan that fits your needs.

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Many different brands

Choose from a wide range of popular makes and models and drive away today!

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The Choice of Thousands

Since 2003, Concept Car Credit has assisted tens of thousands of customers in finding a car they love.

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Inspected, Serviced, and Road-Ready

We ensure every car is fully inspected by our skilled technicians before it leaves the forecourt.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.