Cheap Bad Credit Car Finance in Sunderland

If you're looking for car finance in Sunderland but have struggled with credit checks in the past, we're here to help. Our flexible options are designed for drivers with good, fair, or poor credit, making it easier to get the vehicle you need.

104 miles from our Manchester showroom

Car Finance in Sunderland Made Easy

Car finance in Sunderland remains accessible to applicants with a range of credit backgrounds.

We work to ensure that people in Sunderland with credit struggles can still access fair and affordable car finance.

Take action now and access flexible finance tailored to Sunderland residents.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Straightforward Financing Solutions

Our friendly finance team will tailor a repayment plan to your requirements.

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A variety of brands to suit every taste

Choose from a wide range of popular makes and models and drive away today!

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Trusted by Motorists Nationwide

Since 2003, Concept Car Credit has assisted tens of thousands of customers in finding a car they love.

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Fully Serviced & Safety Checked

All cars undergo a full inspection from our skilled team before they're ready to drive.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

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    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.