Compare Bad Credit Car Finance in Spennymoor

If you're looking for car finance in Spennymoor but have struggled with credit checks in the past, we're here to help. Our flexible options are designed for drivers with good, fair, or poor credit, making it easier to get the vehicle you need.

88 miles from our Manchester showroom

Why Car Finance in Spennymoor is Within Reach

Whatever your credit history looks like, car finance in Spennymoor can still be achievable.

Our team helps Spennymoor customers turn difficult financial histories into successful finance approvals.

Experience a simple application process and secure car finance in Spennymoor.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Finance Made Simple

Our approachable finance team will guide you towards a repayment plan that works best for you.

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A variety of brands to suit every taste

We offer a fantastic choice of popular makes and models, all available for same-day collection.

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Trusted Across the Country

We've spent more than 20 years helping drivers across the UK upgrade to newer, more reliable vehicles.

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Inspected, Serviced, and Road-Ready

Our experienced technicians carry out thorough checks on every car for your peace of mind.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

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    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.