Cheap Bad Credit Car Finance in Spennymoor

If you're in Spennymoor and need car finance, Concept Car Credit provides flexible options to suit your budget and financial situation. Our simple online application process makes it easy to get approved quickly, even with bad credit.

88 miles from our Manchester showroom

Why Car Finance in Spennymoor is Easy to Access

Securing affordable car finance in Spennymoor is still possible, regardless of your past credit issues.

We offer structured finance plans aimed at helping Spennymoor applicants rebuild their credit over time.

Take control of your car finance journey in Spennymoor with a quick online application.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Effortless Financing Options

Our experienced finance department will put together a repayment plan tailored to your budget.

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A wide selection of brands

Pick your favourite from our selection of popular cars and drive it home today.

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The Choice of Thousands

Concept Car Credit has been trusted for over 20 years, helping thousands get behind the wheel of a newer car.

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Inspected, Serviced, and Road-Ready

Our experienced technicians carry out thorough checks on every car for your peace of mind.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.