Compare Bad Credit Car Finance in Southampton

If you need car finance in Southampton but have a poor credit history, we're here to assist. Our flexible lending options cater to all credit backgrounds, and our simple online application ensures a quick decision. Get the vehicle you want today.

181 miles from our Manchester showroom

Easy Car Finance in Southampton

Car finance in Southampton remains accessible to applicants with a range of credit backgrounds.

We make navigating car finance easier for Southampton residents by offering clear, flexible pathways to approval.

Get started today and unlock straightforward car finance options in Southampton.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Simple, Stress-Free Finance

Our approachable finance team will guide you towards a repayment plan that works best for you.

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Plenty of brands on offer

We offer a fantastic choice of popular makes and models, all available for same-day collection.

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Trusted by Motorists Nationwide

Since 2003, Concept Car Credit has assisted tens of thousands of customers in finding a car they love.

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Fully Serviced & Safety Checked

We inspect every car thoroughly to ensure it meets our strict safety and quality standards.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

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    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.