Upgrade Your Car Finance Deal in Rugby

If you're based in Rugby and need car finance but have concerns about your credit, we're're here to help. Our process is simple, fast, and designed to give everyone, regardless of credit history, a chance to get behind the wheel of their ideal car.

3697 miles from our Manchester showroom

Why Choose Car Finance in Rugby?

Many drivers in Rugby are surprised at how straightforward bad credit car finance can be.

We work to ensure that people in Rugby with credit struggles can still access fair and affordable car finance.

Take control of your car finance journey in Rugby with a quick online application.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Finance Without the Fuss

Our experienced finance department will put together a repayment plan tailored to your budget.

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Something for everyone, from top brands

Our range of well-loved models is ready for you to take away today.

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Your Trusted Car Experts

Trusted for over 20 years, we've helped 30,000+ drivers get into a car that suits them perfectly.

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Serviced, Checked, and Good to Go

All cars undergo a full inspection from our skilled team before they're ready to drive.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.