Car Finance Approval in Rugby Even with Bad Credit

If you need car finance in Rugby but have a poor credit history, we're here to assist. Our flexible lending options cater to all credit backgrounds, and our simple online application ensures a quick decision. Get the vehicle you want today.

3697 miles from our Manchester showroom

Easy Car Finance in Rugby

Finding car finance in Rugby doesn't have to feel overwhelming, even if your credit isn't perfect.

Our team helps Rugby customers turn difficult financial histories into successful finance approvals.

Apply today and take the first step towards securing car finance in Rugby.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Finance, Simplified

Our approachable finance team will guide you towards a repayment plan that works best for you.

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A variety of brands to suit every taste

Explore our variety of popular vehicles and leave in your new car today!

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Drivers Trust Us

Helping thousands of UK drivers every year, Concept Car Credit has been a trusted name for over 20 years.

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Checked, Tested, and Ready

We ensure every car is fully inspected by our skilled technicians before it leaves the forecourt.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.