Second Chance Car Finance in Portsmouth

If you're based in Portsmouth and need car finance, we provide affordable solutions that work with your financial situation. Our quick and simple application process makes getting car finance easier than ever, even with a less-than-perfect credit score.

190 miles from our Manchester showroom

Securing Car Finance in Portsmouth

Car finance in Portsmouth remains accessible to applicants with a range of credit backgrounds.

Concept Car Credit works with specialist lenders to help Portsmouth residents secure finance even with poor credit.

Apply today and see how easy car finance can be for Portsmouth residents.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Simple, Stress-Free Finance

Our friendly finance team will tailor a repayment plan to your requirements.

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Lots of brands to choose from

Browse our collection of sought-after cars and drive off in your new vehicle today.

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The Choice of Thousands

For more than two decades, Concept Car Credit has been making it simple for drivers to enjoy a newer, better car.

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Ready for the Road: Serviced & Safe

Our experienced technicians carry out thorough checks on every car for your peace of mind.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.