Second Chance Car Finance in Portsmouth

If you're looking for car finance in Portsmouth but have struggled with credit checks in the past, we're here to help. Our flexible options are designed for drivers with good, fair, or poor credit, making it easier to get the vehicle you need.

190 miles from our Manchester showroom

Car Finance Made Simple in Portsmouth

Whatever your credit history looks like, car finance in Portsmouth can still be achievable.

Concept Car Credit works with specialist lenders to help Portsmouth residents secure finance even with poor credit.

Explore your options today and find the car finance solution that suits you in Portsmouth.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Straightforward Financing Solutions

Our finance department keeps things simple, setting up a repayment plan that suits your situation.

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A broad choice of brands

Our wide choice of sought-after cars is ready for you to drive away today.

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The Trusted Choice for Thousands

With more than two decades of experience, we've helped over 30,000 drivers find the perfect car.

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Serviced and Safety Approved

Every car undergoes a detailed safety and service check by our expert team.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.