Compare Bad Credit Car Finance in Portsmouth

If you're based in Portsmouth and need car finance, we provide affordable solutions that work with your financial situation. Our quick and simple application process makes getting car finance easier than ever, even with a less-than-perfect credit score.

190 miles from our Manchester showroom

Easy Car Finance in Portsmouth

Many drivers in Portsmouth are surprised at how straightforward bad credit car finance can be.

Our process supports Portsmouth residents by offering realistic and achievable finance options tailored to their situation.

Start your application now and move closer to car finance approval in Portsmouth.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Finance Without the Fuss

Our stress-free finance department will help you choose a repayment option that works for you.

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Something for everyone, from top brands

Drive away in your chosen car from our extensive range, available for same-day collection.

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Trusted by Thousands

Helping thousands of UK drivers every year, Concept Car Credit has been a trusted name for over 20 years.

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Fully Checked, Fully Serviced

We ensure every car is fully inspected by our skilled technicians before it leaves the forecourt.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

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    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.