Guaranteed Style Car Finance Options in Penrith

If you're based in Penrith and need car finance, we provide affordable solutions that work with your financial situation. Our quick and simple application process makes getting car finance easier than ever, even with a less-than-perfect credit score.

84 miles from our Manchester showroom

Why Choose Car Finance in Penrith?

Drivers in Penrith can still find realistic car finance solutions despite financial challenges.

We tailor each finance option to match the needs of drivers in Penrith with varied credit backgrounds.

Explore flexible repayment options and get approved sooner in Penrith.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Finance, Simplified

Our dedicated finance department will sort a repayment plan customised to your preferences.

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A wide selection of brands

Find your perfect car from our range of popular models and take it home today.

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Trusted by Thousands

Concept Car Credit has been trusted for over 20 years, helping thousands get behind the wheel of a newer car.

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Serviced and Safety Approved

All vehicles are put through a full inspection by our skilled technicians to make sure they're road-ready.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.