Specialist Bad Credit Car Finance in Penrith

If you're based in Penrith and need car finance, we provide affordable solutions that work with your financial situation. Our quick and simple application process makes getting car finance easier than ever, even with a less-than-perfect credit score.

84 miles from our Manchester showroom

Securing Car Finance in Penrith

Bad credit doesn't have to prevent you from securing car finance in Penrith.

We focus on supportive, practical finance solutions that help Penrith residents move forward confidently.

We're here to help Penrith residents secure car finance with confidence.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Effortless Financing Options

Our supportive finance team will work with you to establish a repayment plan that fits your needs.

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A great mix of brands

We offer a fantastic choice of popular makes and models, all available for same-day collection.

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Thousands of Drivers Choose Us

For over 20 years, Concept Car Credit has been helping thousands of customers drive away in a newer, better car.

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Safety Checked for Your Peace of Mind

All cars undergo a full inspection from our skilled team before they're ready to drive.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.