If you're based in Penrith and need car finance, we provide affordable solutions that work with your financial situation. Our quick and simple application process makes getting car finance easier than ever, even with a less-than-perfect credit score.
Bad credit doesn't have to prevent you from securing car finance in Penrith.
We focus on supportive, practical finance solutions that help Penrith residents move forward confidently.
We're here to help Penrith residents secure car finance with confidence.
Our supportive finance team will work with you to establish a repayment plan that fits your needs.
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We offer a fantastic choice of popular makes and models, all available for same-day collection.
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For over 20 years, Concept Car Credit has been helping thousands of customers drive away in a newer, better car.
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All cars undergo a full inspection from our skilled team before they're ready to drive.
Find Out MoreUse our car loan calculator to give you a better indication of how your payments will look.
Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.
Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.