Car Finance Approval in Penrith Even with Bad Credit

If you need car finance in Penrith but have a poor credit history, we're here to assist. Our flexible lending options cater to all credit backgrounds, and our simple online application ensures a quick decision. Get the vehicle you want today.

84 miles from our Manchester showroom

How We Make Car Finance Easy in Penrith

Securing car finance in Penrith is easier than ever, even with a challenging credit history.

With multiple lender relationships, we help applicants in Penrith secure finance despite previous credit issues.

Take action now and access flexible finance tailored to Penrith residents.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Financing the Easy Way

Our supportive finance team will work with you to establish a repayment plan that fits your needs.

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A collection of leading brands

Find the car you've been looking for from our popular models and take it home today.

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Trusted by Thousands

Trusted for over 20 years, we've helped 30,000+ drivers get into a car that suits them perfectly.

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Serviced and Safety Approved

Every car undergoes a detailed safety and service check by our expert team.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.