Affordable Bad Credit Car Finance in Oxford

If you're based in Oxford and need car finance, we provide affordable solutions that work with your financial situation. Our quick and simple application process makes getting car finance easier than ever, even with a less-than-perfect credit score.

126 miles from our Manchester showroom

Why Choose Car Finance in Oxford?

Car finance in Oxford remains accessible to applicants with a range of credit backgrounds.

Our service ensures that people in Oxford can explore car finance without being held back by past mistakes.

Apply in minutes and discover practical car finance solutions in Oxford.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Straightforward Financing Solutions

Our customer-focused finance team will create a repayment plan designed around you.

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A wide selection of brands

Find your perfect car from our range of popular models and take it home today.

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The Trusted Choice for Thousands

With over 20 years in the industry, we've guided more than 30,000 customers into cars they're proud to drive.

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Thoroughly Serviced & Inspected

Every car undergoes a detailed safety and service check by our expert team.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.