Second Chance Car Finance in Oxford

If you're based in Oxford and need car finance, we offer flexible and affordable options to suit all credit types. Our easy online application process ensures a quick decision, so you can get the car you need without delay.

126 miles from our Manchester showroom

Why Car Finance in Oxford is the Right Choice for You

Getting approved for car finance in Oxford is possible, even if you're rebuilding your credit.

With multiple lender relationships, we help applicants in Oxford secure finance despite previous credit issues.

Take action now and access flexible finance tailored to Oxford residents.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Finance Without the Fuss

Our efficient finance department will find a repayment solution that matches your circumstances.

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A broad choice of brands

Find the car you've been looking for from our popular models and take it home today.

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Trusted by Thousands

With over 20 years in the industry, we've guided more than 30,000 customers into cars they're proud to drive.

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Serviced, Checked, Ready to Drive

All cars undergo a full inspection from our skilled team before they're ready to drive.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.