If you're based in Oxford and need car finance but have concerns about your credit, we're're here to help. Our process is simple, fast, and designed to give everyone, regardless of credit history, a chance to get behind the wheel of their ideal car.
Even with a less than perfect credit record, car finance options remain open to you in Oxford.
Through a wide range of lending partners, we support Oxford residents in securing finance others may refuse.
Explore your options today and find the car finance solution that suits you in Oxford.
Our stress-free finance department will help you choose a repayment option that works for you.
Find Out More
Choose your ideal car from our popular selection and drive away the very same day.
Find Out More
Helping thousands of UK drivers every year, Concept Car Credit has been a trusted name for over 20 years.
Find Out More
All cars undergo a full inspection from our skilled team before they're ready to drive.
Find Out MoreUse our car loan calculator to give you a better indication of how your payments will look.
Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.
Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.
