Bad Credit Car Finance in Oxford Made Simple

If you need car finance in Oxford but have a poor credit history, we're here to assist. Our flexible lending options cater to all credit backgrounds, and our simple online application ensures a quick decision. Get the vehicle you want today.

126 miles from our Manchester showroom

Car Finance in Oxford Made Simple

Drivers in Oxford can still find realistic car finance solutions despite financial challenges.

We tailor each finance option to match the needs of drivers in Oxford with varied credit backgrounds.

Experience a simple application process and secure car finance in Oxford.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Straightforward Financing Solutions

Our approachable finance team will guide you towards a repayment plan that works best for you.

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A great mix of brands

Drive away in your chosen car from our extensive range, available for same-day collection.

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Drivers Trust Us

Over 20 years and 30,000 happy customers later, we continue to make it easy to drive a better car.

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Serviced and Safety Approved

We inspect every car thoroughly to ensure it meets our strict safety and quality standards.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.