Specialist Bad Credit Car Finance in Otley

If you're based in Otley and need car finance, we provide affordable solutions that work with your financial situation. Our quick and simple application process makes getting car finance easier than ever, even with a less-than-perfect credit score.

37 miles from our Manchester showroom

Why Choose Car Finance in Otley?

Applying for car finance in Otley can be simple, even with past financial setbacks.

Concept Car Credit works with specialist lenders to help Otley residents secure finance even with poor credit.

Apply today and take the first step towards securing car finance in Otley.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Simple, Stress-Free Finance

Our stress-free finance department will help you choose a repayment option that works for you.

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A wide selection of brands

Browse our collection of sought-after cars and drive off in your new vehicle today.

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Trusted Across the Country

With over 20 years in the industry, we've guided more than 30,000 customers into cars they're proud to drive.

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Serviced, Checked, Ready to Drive

Our experienced technicians carry out thorough checks on every car for your peace of mind.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.