Affordable Bad Credit Car Finance in Otley

Looking for car finance in Otley but worried about your credit history? We offer tailored solutions for those with good, fair, or poor credit. Our quick application process and flexible options make getting the car you need easy.

37 miles from our Manchester showroom

Car Finance in Otley Made Simple

If you've faced financial difficulties, car finance in Otley can still be within reach.

We offer structured finance plans aimed at helping Otley applicants rebuild their credit over time.

Take action now and access flexible finance tailored to Otley residents.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Financing the Easy Way

Our finance department keeps things simple, setting up a repayment plan that suits your situation.

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A wide selection of brands

Pick from our great selection of well-known cars, all ready for you to drive home the same day.

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Drivers Trust Us

Over 20 years and 30,000 happy customers later, we continue to make it easy to drive a better car.

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Thoroughly Serviced & Inspected

Every vehicle is carefully inspected by our experienced technicians to ensure it meets our high standards.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.