Used Car Finance in Mitcham with Low or 0% Deposit

If you're in Mitcham and need car finance, we can help you secure affordable finance options, regardless of your credit score. Our quick and easy process ensures you can get the car you need without any hassle.

168 miles from our Manchester showroom

Car Finance in Mitcham Made Simple

Whatever your credit history looks like, car finance in Mitcham can still be achievable.

Our lender network supports Mitcham applicants with CCJs, defaults, missed payments, or limited credit history.

Take action now and access flexible finance tailored to Mitcham residents.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Finance Made Simple

Our customer-focused finance team will create a repayment plan designed around you.

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Many different brands

Choose from a wide range of popular makes and models and drive away today!

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Drivers Trust Us

With more than two decades of experience, we've helped over 30,000 drivers find the perfect car.

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Inspected, Serviced, and Road-Ready

Each car is carefully checked and serviced by our experienced team before you drive away.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.