Affordable Bad Credit Car Finance in Manchester

If you're based in Manchester and need car finance, we provide affordable solutions that work with your financial situation. Our quick and simple application process makes getting car finance easier than ever, even with a less-than-perfect credit score.

0 miles from our Manchester showroom

Why Car Finance in Manchester is Within Your Reach

Challenging credit circumstances don't rule out car finance in Manchester.

We tailor each finance option to match the needs of drivers in Manchester with varied credit backgrounds.

Take action now and access flexible finance tailored to Manchester residents.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Finance, Simplified

Our efficient finance department will find a repayment solution that matches your circumstances.

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Lots of brands to choose from

Choose your ideal car from our popular selection and drive away the very same day.

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Built on Trust and Satisfaction

With over 20 years in the industry, we've guided more than 30,000 customers into cars they're proud to drive.

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Safety and Service Guaranteed

Every car undergoes a detailed safety and service check by our expert team.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.