If you're based in Luton and need car finance but have concerns about your credit, we're're here to help. Our process is simple, fast, and designed to give everyone, regardless of credit history, a chance to get behind the wheel of their ideal car.
Car finance in Luton is far more accessible than many people with poor credit expect.
Our platform helps simplify the process for Luton applicants dealing with financial or credit setbacks.
Begin your application and discover flexible finance options available in Luton.
Our customer-focused finance team will create a repayment plan designed around you.
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Drive away in your chosen car from our extensive range, available for same-day collection.
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Concept Car Credit has been trusted for over 20 years, helping thousands get behind the wheel of a newer car.
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Every vehicle is carefully inspected by our experienced technicians to ensure it meets our high standards.
Find Out MoreUse our car loan calculator to give you a better indication of how your payments will look.
Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.
Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.
