Specialist Bad Credit Car Finance in Luton

If you're based in Luton and need car finance but have concerns about your credit, we're're here to help. Our process is simple, fast, and designed to give everyone, regardless of credit history, a chance to get behind the wheel of their ideal car.

134 miles from our Manchester showroom

Why Car Finance in Luton is Within Your Reach

If you've faced financial difficulties, car finance in Luton can still be within reach.

Our platform helps simplify the process for Luton applicants dealing with financial or credit setbacks.

Explore your options today and find the car finance solution that suits you in Luton.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Effortless Financing Options

Our finance department keeps things simple, setting up a repayment plan that suits your situation.

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A broad choice of brands

Select your next car from our collection of popular vehicles and leave today.

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Preferred by Car Buyers UK-Wide

Over 20 years and 30,000 happy customers later, we continue to make it easy to drive a better car.

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Checked, Tested, and Ready

We inspect every car thoroughly to ensure it meets our strict safety and quality standards.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.