Affordable Bad Credit Car Finance in Luton

If you're in Luton and need car finance, Concept Car Credit provides flexible options to suit your budget and financial situation. Our simple online application process makes it easy to get approved quickly, even with bad credit.

134 miles from our Manchester showroom

Why Car Finance in Luton is the Right Choice for You

Car finance in Luton is far more accessible than many people with poor credit expect.

Our team helps Luton customers turn difficult financial histories into successful finance approvals.

Apply today and take the first step towards securing car finance in Luton.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Finance Made Simple

Our customer-focused finance team will create a repayment plan designed around you.

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Many different brands

Choose your ideal car from our popular selection and drive away the very same day.

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Trusted by Thousands

Helping thousands of UK drivers every year, Concept Car Credit has been a trusted name for over 20 years.

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Safety Checked, Fully Serviced

Our technicians carry out comprehensive inspections on every vehicle, ensuring quality and reliability.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.