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Affordable Bad Credit Car Finance in London

If you're based in London and need car finance but have concerns about your credit, we're're here to help. Our process is simple, fast, and designed to give everyone, regardless of credit history, a chance to get behind the wheel of their ideal car.

163 miles from our Manchester showroom
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How We Make Car Finance Easy in London

Challenging credit circumstances don't rule out car finance in London.

Concept Car Credit works with specialist lenders to help London residents secure finance even with poor credit.

Experience a simple application process and secure car finance in London.

Apply today
Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Making Finance Straightforward

Our stress-free finance department will help you choose a repayment option that works for you.

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A wide selection of brands

Choose from our top makes and models and be on the road the same day.

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A Name Drivers Rely On

Since 2003, Concept Car Credit has assisted tens of thousands of customers in finding a car they love.

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Thoroughly Serviced & Inspected

Our experienced technicians carry out thorough checks on every car for your peace of mind.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

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