If you're looking for car finance in London but have struggled with credit checks in the past, we're here to help. Our flexible options are designed for drivers with good, fair, or poor credit, making it easier to get the vehicle you need.
Bad credit doesn't have to prevent you from securing car finance in London.
Our lender network supports London applicants with CCJs, defaults, missed payments, or limited credit history.
Take action now and access flexible finance tailored to London residents.
Our supportive finance team will work with you to establish a repayment plan that fits your needs.
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Our range of well-loved models is ready for you to take away today.
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Since 2003, Concept Car Credit has assisted tens of thousands of customers in finding a car they love.
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Every vehicle is carefully inspected by our experienced technicians to ensure it meets our high standards.
Find Out MoreUse our car loan calculator to give you a better indication of how your payments will look.
Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.
Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.