0% Deposit Used Car Finance in London

If you need car finance in London but have a poor credit history, we're here to assist. Our flexible lending options cater to all credit backgrounds, and our simple online application ensures a quick decision. Get the vehicle you want today.

163 miles from our Manchester showroom

Car Finance in London Made Easy

Even significant past credit problems don't prevent car finance options being available in London.

We offer structured finance plans aimed at helping London applicants rebuild their credit over time.

Take the first step toward affordable car finance in London by applying now.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

car
Financing the Easy Way

Our hassle-free finance team will arrange a repayment plan that suits your needs.

Find Out More
car
Something for everyone, from top brands

Pick from our great selection of well-known cars, all ready for you to drive home the same day.

Find Out More
car
Preferred by Car Buyers UK-Wide

Since 2003, Concept Car Credit has assisted tens of thousands of customers in finding a car they love.

Find Out More
car
Safety and Service Guaranteed

All cars undergo a full inspection from our skilled team before they're ready to drive.

Find Out More

Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

car

    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.