Find the Best Bad Credit Car Finance Deals in London

If you're based in London and need car finance, we offer flexible and affordable options to suit all credit types. Our easy online application process ensures a quick decision, so you can get the car you need without delay.

163 miles from our Manchester showroom

Easy Car Finance in London

Residents of London with poor credit can still move forward with their car finance plans.

We make navigating car finance easier for London residents by offering clear, flexible pathways to approval.

Get matched with car finance options today and move closer to approval in London.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Finance Made Simple

Our approachable finance team will guide you towards a repayment plan that works best for you.

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A great mix of brands

Choose from our top makes and models and be on the road the same day.

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Built on Trust and Satisfaction

For more than two decades, Concept Car Credit has been making it simple for drivers to enjoy a newer, better car.

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Fully Prepared & Safety Checked

All cars undergo a full inspection from our skilled team before they're ready to drive.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.