Car Finance Approval in London Even with Bad Credit

If you're based in London and need car finance, we provide affordable solutions that work with your financial situation. Our quick and simple application process makes getting car finance easier than ever, even with a less-than-perfect credit score.

163 miles from our Manchester showroom

Why Car Finance in London is Within Your Reach

Many drivers in London are surprised at how straightforward bad credit car finance can be.

We focus on providing flexible repayment plans so drivers in London can find finance that suits their budget.

Explore flexible repayment options and get approved sooner in London.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Financing the Easy Way

Our hassle-free finance team will arrange a repayment plan that suits your needs.

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A collection of leading brands

Pick your favourite from our selection of popular cars and drive it home today.

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Drivers Trust Us

With over 20 years in the industry, we've guided more than 30,000 customers into cars they're proud to drive.

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Fully Prepared & Safety Checked

Each car is carefully checked and serviced by our experienced team before you drive away.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.