No Deposit Car Finance in Lincoln for Any Credit History

If you need car finance in Lincoln, we make the process easy and accessible, regardless of your credit history. Our quick online application and flexible finance options ensure you can get the car you need without hassle.

3697 miles from our Manchester showroom

How We Make Car Finance Easy in Lincoln

Applying for car finance in Lincoln can be simple, even with past financial setbacks.

We focus on providing flexible repayment plans so drivers in Lincoln can find finance that suits their budget.

Start your application and find a finance plan that works for your situation in Lincoln.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Finance Made Simple

Our hassle-free finance team will arrange a repayment plan that suits your needs.

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Many different brands

Drive away in your chosen car from our extensive range, available for same-day collection.

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Trusted by Motorists Nationwide

Trusted for over 20 years, we've helped 30,000+ drivers get into a car that suits them perfectly.

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Fully Checked, Fully Serviced

We ensure every car is fully inspected by our skilled technicians before it leaves the forecourt.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.