Specialist Bad Credit Car Finance in Herne Bay

If you're based in Herne Bay and need car finance but have concerns about your credit, we're're here to help. Our process is simple, fast, and designed to give everyone, regardless of credit history, a chance to get behind the wheel of their ideal car.

Why Choose Car Finance in Herne Bay?

Residents of Herne Bay with poor credit can still move forward with their car finance plans.

We partner with trusted lenders that make car finance more accessible for people in Herne Bay with credit challenges.

Begin your application today and secure finance options that fit your needs in Herne Bay.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Finance Without the Fuss

Our stress-free finance department will help you choose a repayment option that works for you.

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A great mix of brands

Our range of well-loved models is ready for you to take away today.

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A Name Drivers Rely On

Trusted for over 20 years, we've helped 30,000+ drivers get into a car that suits them perfectly.

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Serviced, Checked, Ready to Drive

We ensure every car is fully inspected by our skilled technicians before it leaves the forecourt.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

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    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.