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Second Chance Car Finance in Herne Bay

If you're based in Herne Bay and need car finance, we offer flexible and affordable options to suit all credit types. Our easy online application process ensures a quick decision, so you can get the car you need without delay.

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Why Car Finance in Herne Bay is Within Reach

Credit issues don't have to stop you from getting car finance in Herne Bay.

We tailor each finance option to match the needs of drivers in Herne Bay with varied credit backgrounds.

Explore flexible repayment options and get approved sooner in Herne Bay.

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Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Effortless Financing Options

Our hassle-free finance team will arrange a repayment plan that suits your needs.

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Lots of brands to choose from

Our range of well-loved models is ready for you to take away today.

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Trusted by Thousands

We've spent more than 20 years helping drivers across the UK upgrade to newer, more reliable vehicles.

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Thoroughly Serviced & Inspected

We inspect every car thoroughly to ensure it meets our strict safety and quality standards.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

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