Second Chance Car Finance in Harrogate

If you're in Harrogate and need car finance, we can help you secure affordable finance options, regardless of your credit score. Our quick and easy process ensures you can get the car you need without any hassle.

45 miles from our Manchester showroom

Why Car Finance in Harrogate is Within Your Reach

Getting approved for car finance in Harrogate is possible, even if you're rebuilding your credit.

We focus on providing flexible repayment plans so drivers in Harrogate can find finance that suits their budget.

Explore your options today and find the car finance solution that suits you in Harrogate.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Financing the Easy Way

Our friendly finance team will tailor a repayment plan to your requirements.

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A collection of leading brands

Select your next car from our collection of popular vehicles and leave today.

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Your Trusted Car Experts

For over 20 years, Concept Car Credit has been helping thousands of customers drive away in a newer, better car.

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Fully Serviced & Safety Checked

We inspect every car thoroughly to ensure it meets our strict safety and quality standards.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.