Second Chance Car Finance in Harrogate

Need car finance in Harrogate but worried about your credit history? We offer flexible car finance solutions that cater to all types of credit backgrounds. With our fast application process, getting a car in Harrogate is easier than ever.

45 miles from our Manchester showroom

Why Car Finance in Harrogate is Within Reach

Securing car finance in Harrogate is easier than ever, even with a challenging credit history.

We offer structured finance plans aimed at helping Harrogate applicants rebuild their credit over time.

Start your application and find a finance plan that works for your situation in Harrogate.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

car
Finance Without the Fuss

Our approachable finance team will guide you towards a repayment plan that works best for you.

Find Out More
car
Lots of brands to choose from

Find your perfect car from our range of popular models and take it home today.

Find Out More
car
Loved by Drivers Nationwide

For over 20 years, Concept Car Credit has been helping thousands of customers drive away in a newer, better car.

Find Out More
car
Car Serviced and Safety Checked

All vehicles are put through a full inspection by our skilled technicians to make sure they're road-ready.

Find Out More

Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

car

    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.