Cheap Bad Credit Car Finance in Harpenden

If you need car finance in Harpenden but have a poor credit history, we're here to assist. Our flexible lending options cater to all credit backgrounds, and our simple online application ensures a quick decision. Get the vehicle you want today.

139 miles from our Manchester showroom

Why Choose Car Finance in Harpenden?

Credit issues don't have to stop you from getting car finance in Harpenden.

Our approach makes car finance more accessible to those in Harpenden who have struggled with repayments before.

Start your journey today and see how quickly you can get approved in Harpenden.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Finance Made Simple

Our customer-focused finance team will create a repayment plan designed around you.

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A wide selection of brands

Choose from a wide range of popular makes and models and drive away today!

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Loved by Drivers Nationwide

Concept Car Credit has been trusted for over 20 years, helping thousands get behind the wheel of a newer car.

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Fully Serviced & Safety Checked

Every vehicle is carefully inspected by our experienced technicians to ensure it meets our high standards.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.