Bad Credit Car Finance in Harpenden Made Simple

Need car finance in Harpenden but worried about your credit history? We offer flexible car finance solutions that cater to all types of credit backgrounds. With our fast application process, getting a car in Harpenden is easier than ever.

139 miles from our Manchester showroom

Car Finance in Harpenden Made Easy

Many drivers in Harpenden are surprised at how straightforward bad credit car finance can be.

Our experience allows us to match Harpenden customers with the lenders most suited to their credit needs.

Apply in minutes and discover practical car finance solutions in Harpenden.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Straightforward Financing Solutions

Our approachable finance team will guide you towards a repayment plan that works best for you.

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All your favourite brands in one place

Our wide choice of sought-after cars is ready for you to drive away today.

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Your Trusted Car Experts

For over 20 years, Concept Car Credit has been helping thousands of customers drive away in a newer, better car.

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Serviced, Checked, and Good to Go

We inspect every car thoroughly to ensure it meets our strict safety and quality standards.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.