No Deposit Car Finance in Folkestone for Any Credit History

If you're based in Folkestone and need car finance but have concerns about your credit, we're're here to help. Our process is simple, fast, and designed to give everyone, regardless of credit history, a chance to get behind the wheel of their ideal car.

220 miles from our Manchester showroom

Car Finance Made Simple in Folkestone

Securing car finance in Folkestone is easier than ever, even with a challenging credit history.

We focus on supportive, practical finance solutions that help Folkestone residents move forward confidently.

Apply in minutes and discover practical car finance solutions in Folkestone.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Finance Without the Fuss

Our friendly finance team will tailor a repayment plan to your requirements.

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A wide selection of brands

Select your next car from our collection of popular vehicles and leave today.

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Preferred by Car Buyers UK-Wide

Trusted for over 20 years, we've helped 30,000+ drivers get into a car that suits them perfectly.

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Inspected, Serviced, and Road-Ready

Each vehicle is meticulously examined by our team to guarantee it's safe and reliable.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

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    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.