Second Chance Car Finance in Erith

If you're looking for car finance in Erith but have struggled with credit checks in the past, we're here to help. Our flexible options are designed for drivers with good, fair, or poor credit, making it easier to get the vehicle you need.

172 miles from our Manchester showroom

Car Finance in Erith Made Easy

If you've faced financial difficulties, car finance in Erith can still be within reach.

We make navigating car finance easier for Erith residents by offering clear, flexible pathways to approval.

Apply online and get closer to the finance approval you need in Erith.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Simple, Stress-Free Finance

Our approachable finance team will guide you towards a repayment plan that works best for you.

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A great mix of brands

Drive away in your chosen car from our extensive range, available for same-day collection.

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The Trusted Choice for Thousands

Since 2003, Concept Car Credit has assisted tens of thousands of customers in finding a car they love.

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Safety Checked, Fully Serviced

We ensure every car is fully inspected by our skilled technicians before it leaves the forecourt.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.