Flexible Car Finance in Derby with Poor Credit

If you're in Derby and need car finance, we can help you secure affordable finance options, regardless of your credit score. Our quick and easy process ensures you can get the car you need without any hassle.

50 miles from our Manchester showroom

Securing Car Finance in Derby

Even with a less than perfect credit record, car finance options remain open to you in Derby.

With multiple lender relationships, we help applicants in Derby secure finance despite previous credit issues.

Take control of your car finance journey in Derby with a quick online application.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Finance, Simplified

Our finance department keeps things simple, setting up a repayment plan that suits your situation.

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A wide selection of brands

Find your perfect car from our range of popular models and take it home today.

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Trusted Across the Country

Concept Car Credit has been trusted for over 20 years, helping thousands get behind the wheel of a newer car.

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Serviced, Checked, Ready to Drive

Each vehicle is meticulously examined by our team to guarantee it's safe and reliable.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.