Apply Online for Poor Credit Car Finance in Derby

If you need car finance in Derby but have a poor credit history, we're here to assist. Our flexible lending options cater to all credit backgrounds, and our simple online application ensures a quick decision. Get the vehicle you want today.

50 miles from our Manchester showroom

Car Finance in Derby Made Simple

Even significant past credit problems don't prevent car finance options being available in Derby.

Our platform helps simplify the process for Derby applicants dealing with financial or credit setbacks.

Start your journey today and see how quickly you can get approved in Derby.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

car
Financing the Easy Way

Our efficient finance department will find a repayment solution that matches your circumstances.

Find Out More
car
A great mix of brands

Choose your ideal car from our popular selection and drive away the very same day.

Find Out More
car
Preferred by Car Buyers UK-Wide

Concept Car Credit has been trusted for over 20 years, helping thousands get behind the wheel of a newer car.

Find Out More
car
Safety and Service Guaranteed

All cars undergo a full inspection from our skilled team before they're ready to drive.

Find Out More

Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

car

    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.