If you need car finance in Derby but have a poor credit history, we're here to assist. Our flexible lending options cater to all credit backgrounds, and our simple online application ensures a quick decision. Get the vehicle you want today.
Even significant past credit problems don't prevent car finance options being available in Derby.
Our platform helps simplify the process for Derby applicants dealing with financial or credit setbacks.
Start your journey today and see how quickly you can get approved in Derby.
Our efficient finance department will find a repayment solution that matches your circumstances.
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Choose your ideal car from our popular selection and drive away the very same day.
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Concept Car Credit has been trusted for over 20 years, helping thousands get behind the wheel of a newer car.
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All cars undergo a full inspection from our skilled team before they're ready to drive.
Find Out MoreUse our car loan calculator to give you a better indication of how your payments will look.
Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.
Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.