Guaranteed Style Car Finance Options in Derby

If you're in Derby and need car finance, we can help you secure affordable finance options, regardless of your credit score. Our quick and easy process ensures you can get the car you need without any hassle.

50 miles from our Manchester showroom

Why Car Finance in Derby is Easy to Access

Even with a less than perfect credit record, car finance options remain open to you in Derby.

Our finance specialists help Derby residents find options that work even when traditional lenders say no.

Take the next step toward driving your new vehicle with car finance in Derby.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Finance Without the Fuss

Our hassle-free finance team will arrange a repayment plan that suits your needs.

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A broad choice of brands

Select your next car from our collection of popular vehicles and leave today.

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Preferred by Car Buyers UK-Wide

We've spent more than 20 years helping drivers across the UK upgrade to newer, more reliable vehicles.

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Serviced, Checked, and Good to Go

We inspect every car thoroughly to ensure it meets our strict safety and quality standards.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.