Car Finance Approval in Croydon Even with Bad Credit

If you're based in Croydon and need car finance, we provide affordable solutions that work with your financial situation. Our quick and simple application process makes getting car finance easier than ever, even with a less-than-perfect credit score.

171 miles from our Manchester showroom

Securing Car Finance in Croydon

Even significant past credit problems don't prevent car finance options being available in Croydon.

We focus on providing flexible repayment plans so drivers in Croydon can find finance that suits their budget.

Take the next step toward driving your new vehicle with car finance in Croydon.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Simple, Stress-Free Finance

Our stress-free finance department will help you choose a repayment option that works for you.

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All your favourite brands in one place

We offer a fantastic choice of popular makes and models, all available for same-day collection.

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Chosen by Happy Customers

Over 20 years and 30,000 happy customers later, we continue to make it easy to drive a better car.

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Fully Prepared & Safety Checked

All cars undergo a full inspection from our skilled team before they're ready to drive.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.