Compare Bad Credit Car Finance in Colchester

Need car finance in Colchester but worried about your credit history? We offer flexible car finance solutions that cater to all types of credit backgrounds. With our fast application process, getting a car in Colchester is easier than ever.

171 miles from our Manchester showroom

Car Finance in Colchester Made Easy

If you've faced financial difficulties, car finance in Colchester can still be within reach.

We work to ensure that people in Colchester with credit struggles can still access fair and affordable car finance.

Move forward with confidence and explore your finance choices in Colchester.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Financing the Easy Way

Our stress-free finance department will help you choose a repayment option that works for you.

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All your favourite brands in one place

Pick from our great selection of well-known cars, all ready for you to drive home the same day.

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Trusted Across the Country

We've spent more than 20 years helping drivers across the UK upgrade to newer, more reliable vehicles.

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Car Serviced and Safety Checked

All cars undergo a full inspection from our skilled team before they're ready to drive.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

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    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.