Cheap Bad Credit Car Finance in Colchester

If you need car finance in Colchester but are worried about your credit history, we can help. Our straightforward, flexible finance options are designed to get you on the road quickly and easily, no matter your financial background.

171 miles from our Manchester showroom

Why Choose Car Finance in Colchester?

Car finance in Colchester is designed to support people with imperfect or limited credit histories.

Our approach makes car finance more accessible to those in Colchester who have struggled with repayments before.

Start your application now and move closer to car finance approval in Colchester.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Effortless Financing Options

Our friendly finance team will tailor a repayment plan to your requirements.

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A wide selection of brands

Choose your ideal car from our popular selection and drive away the very same day.

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A Name Drivers Rely On

For over 20 years, Concept Car Credit has been helping thousands of customers drive away in a newer, better car.

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Fully Serviced & Safety Checked

Every car undergoes a detailed safety and service check by our expert team.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.