Compare Bad Credit Car Finance in Christchurch

If you're based in Christchurch and need car finance, we provide affordable solutions that work with your financial situation. Our quick and simple application process makes getting car finance easier than ever, even with a less-than-perfect credit score.

11711 miles from our Manchester showroom

Why Car Finance in Christchurch is Within Your Reach

Finding car finance in Christchurch doesn't have to feel overwhelming, even if your credit isn't perfect.

With multiple lender relationships, we help applicants in Christchurch secure finance despite previous credit issues.

Explore flexible repayment options and get approved sooner in Christchurch.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Straightforward Financing Solutions

Our customer-focused finance team will create a repayment plan designed around you.

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A variety of brands to suit every taste

Drive away in your chosen car from our extensive range, available for same-day collection.

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The Choice of Thousands

For over 20 years, Concept Car Credit has been helping thousands of customers drive away in a newer, better car.

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Fully Prepared & Safety Checked

Each vehicle is meticulously examined by our team to guarantee it's safe and reliable.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

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    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.