If you're based in Christchurch and need car finance, we provide affordable solutions that work with your financial situation. Our quick and simple application process makes getting car finance easier than ever, even with a less-than-perfect credit score.
Finding car finance in Christchurch doesn't have to feel overwhelming, even if your credit isn't perfect.
With multiple lender relationships, we help applicants in Christchurch secure finance despite previous credit issues.
Explore flexible repayment options and get approved sooner in Christchurch.
Our customer-focused finance team will create a repayment plan designed around you.
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Drive away in your chosen car from our extensive range, available for same-day collection.
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For over 20 years, Concept Car Credit has been helping thousands of customers drive away in a newer, better car.
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Each vehicle is meticulously examined by our team to guarantee it's safe and reliable.
Find Out MoreUse our car loan calculator to give you a better indication of how your payments will look.
Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.
Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.