If you're looking for car finance in Christchurch but have struggled with credit checks in the past, we're here to help. Our flexible options are designed for drivers with good, fair, or poor credit, making it easier to get the vehicle you need.
Securing car finance in Christchurch is easier than ever, even with a challenging credit history.
We specialise in helping Christchurch drivers find finance solutions that match their financial circumstances.
Start your journey today and see how quickly you can get approved in Christchurch.
Our stress-free finance department will help you choose a repayment option that works for you.
Find Out More
Choose from a wide range of popular makes and models and drive away today!
Find Out More
Over 20 years and 30,000 happy customers later, we continue to make it easy to drive a better car.
Find Out More
All vehicles are put through a full inspection by our skilled technicians to make sure they're road-ready.
Find Out MoreUse our car loan calculator to give you a better indication of how your payments will look.
Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.
Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.