Cheap Bad Credit Car Finance in Cheltenham

Finding car finance in Cheltenham doesn't have to be difficult. We specialise in helping people with all types of credit histories, including bad credit. Our simple, fast online application process makes securing car finance easier than ever. Whether you're looking for a family car, a commuter vehicle, or something else, we have options to suit your needs and budget.

109 miles from our Manchester showroom

Why Car Finance in Cheltenham is Easy to Access

If you've faced financial difficulties, car finance in Cheltenham can still be within reach.

Through a wide range of lending partners, we support Cheltenham residents in securing finance others may refuse.

Get matched with car finance options today and move closer to approval in Cheltenham.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Financing the Easy Way

Our friendly finance team will tailor a repayment plan to your requirements.

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A broad choice of brands

Pick your favourite from our selection of popular cars and drive it home today.

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A Name Drivers Rely On

For over 20 years, Concept Car Credit has been helping thousands of customers drive away in a newer, better car.

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Fully Prepared & Safety Checked

Each vehicle is meticulously examined by our team to guarantee it's safe and reliable.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.