Compare Bad Credit Car Finance in Cheltenham

Need car finance in Cheltenham? We offer flexible and affordable finance options to help you secure the car you need, regardless of your credit history. With fast approvals and a wide range of vehicles to choose from, we make getting car finance easy.

109 miles from our Manchester showroom

How We Make Car Finance Easy in Cheltenham

Applying for car finance in Cheltenham can be simple, even with past financial setbacks.

We work to ensure that people in Cheltenham with credit struggles can still access fair and affordable car finance.

Apply today and take the first step towards securing car finance in Cheltenham.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Finance Without the Fuss

Our stress-free finance department will help you choose a repayment option that works for you.

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A variety of brands to suit every taste

Our range of well-loved models is ready for you to take away today.

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Drivers Trust Us

Helping thousands of UK drivers every year, Concept Car Credit has been a trusted name for over 20 years.

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Ready for the Road: Serviced & Safe

We ensure every car is fully inspected by our skilled technicians before it leaves the forecourt.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

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    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.