0% Deposit Used Car Finance in Cheltenham

If you're looking for car finance in Cheltenham, we offer flexible options tailored to your individual needs. Our goal is to provide an easy, fast, and affordable way to get behind the wheel, no matter your credit history.

109 miles from our Manchester showroom

Car Finance in Cheltenham Made Simple

Many drivers in Cheltenham are surprised at how straightforward bad credit car finance can be.

Our lender network supports Cheltenham applicants with CCJs, defaults, missed payments, or limited credit history.

Apply online and get closer to the finance approval you need in Cheltenham.

Bad Credit Car Finance - Concept Car Credit

Why Choose Concept Car Credit?

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Straightforward Financing Solutions

Our hassle-free finance team will arrange a repayment plan that suits your needs.

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All your favourite brands in one place

Pick from our great selection of well-known cars, all ready for you to drive home the same day.

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The Choice of Thousands

Since 2003, Concept Car Credit has assisted tens of thousands of customers in finding a car they love.

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Serviced, Checked, and Good to Go

Every car undergoes a detailed safety and service check by our expert team.

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Online Application

Use our car loan calculator to give you a better indication of how your payments will look.

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    Here at Concept Car Credit Limited we take your privacy seriously and will only use your personal information to administer your account and to provide the products and services you have requested from us.

    From time to time we would like to contact you with details of other financial products we provide or think you may be interested in. We never release your information to 3rd parties for marketing. If you consent to us contacting you for this purpose please tick the boxes below to say how you'd like us to contact you:

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.

    car

    Concept Car Credit is a credit broker, not a lender. Our rates start from 12% APR. The rate you are offered will depend on your individual circumstances. We may receive a commission for placing your finance with one of our lenders’.